MOBILE WALLET, the MOBILE WALLET Logo, are either the brand name, registered trademarks, trademarks or copyright of MOBILE WALLET SDN BHD in Malaysia and/or other countries.

1. User is open to any individual of all age, regardless of gender, race, ethnicity, nationality, religion or sexual orientation. A person becomes a Member upon receipt, approval and registration of his application.

2. Applicants wishing to apply for corporate registration must submit and attach a certified true copy of Form 49, Form 24 or Form D directly to the Head Office.

3. Each User application shall be subjected to the Company’s approval.

4. True, accurate, complete and current information must be provided in the SMS sign-up, showing that the applicant is not an existing Member. By submitting the SMS, the applicant agrees to comply with all local, state, provincial, federal or regional legal restrictions that may be applicable to his hip. In the event that after any period of time, all or any portion of the information submitted during application is no longer true, accurate, complete or current, the Member must ensure that The Company is informed of the changes so that its records can be updated.

User Status
5. Mobile Wallet Users are deemed to be independent individual or contractors, and shall operate their hip as independent dealers/distributors of products and services marketed by Mobile Wallet

01. Definitions
1.1 Definitions
In these Terms and Conditions, the following words and expression shall have the following meanings unless the context otherwise requires:

“Business Day” Means a day other than Saturday, Sunday or public holiday on which banks are open for business in Selangor Darul Ehsan and Kuala Lumpur;
“User” Means a User who have been duly registered with MOBILE WALLET as a User of MOBILE WALLET;
“User” Means the User’s account that is held and maintained with a bank or financial institution licensed under the Banking;
“User Service” Means the User care service unit of MOBILE WALLET;
“Merchants”Means merchants, vendors, persons, corporation or entity registered with MOBILE WALLET to provide goods, products and services to the User through the MW System
; “MOBILE WALLET” Means MOBILE WALLET SDN BHD (COMPANY NO: 665201-U), a company formerly known as Icallsoft Sdn Bhd incorporated and registered under the laws of Malaysia and having its business address at 6-6-3, 6th Floor, Block6, Queen's Avenue, Jalan Shelley, 55100 Kuala Lumpur, Malaysia;
“mWallet” Means the account maintained by the User with MOBILE WALLET containing only that the User has purchased from MOBILE WALLET for the purposes of carrying out the MW Redemption;
“MOBILE WALLET Website” Means the website of MOBILE WALLET bearing the url address www.mobilewallet2u.com that is accessible by the User;
“MW System” Means the mobile SMS based redemption service facility utilizing a credit prepaid model designed, developed and deployed by MOBILE WALLET facilitating MOBILE WALLET User’s and Member’s mWallet for the redemption of the goods, products and services by the User or Member from the Merchants through the Users’ mobile phones;
“MW Redemption” Means any redemption involving the use of the MW System by the User to purchase goods, products or services from the Merchant;
“Mobile Phone” Means any mobile phone with the SIM (Subscriber Identification Module) card bearing the Mobile Phone Number;
“Mobile Phone Number” Means the mobile phone number which has been registered by the User with MOBILE WALLET as the authorised mobile phone number from which the User shall use the Services together with the Security PIN & Security Code;
”Parties” Means collectively, MOBILE WALLET and the User and “Party” shall mean any one of them;
“Security PIN” Means the six alphanumeric personal identification number selected by the User relating specifically to the Mobile Phone Number, which may be changed by the User with prior notification to MOBILE WALLET through Web or SMS Services;
“Services” Means redemption for goods, products and services through the MW System;
“SMS” Means the short text message sent to and from mobile phones which text comprises words or numbers or an alphanumeric combination in accordance with the prevailing standards prescribed by the GSM Association;
“Terms and Conditions” Means these Terms and Conditions governing the use of the Services by the Users as may be amended at any time and from time to time as and when MOBILE WALLET shall in its absolute discretion deems necessary and shall include:
(i ) Any rules, procedures, terms and conditions for products, services or facilities, as determined by MOBILE WALLET from time to time;
(ii) Any documents, directives, correspondence and agreements referred to in these Terms and Conditions and forming a part hereof, together with any amendments made at any time or from time to time to any of the foregoing.

1.2 Interpretation
In these Terms and Conditions, unless the context otherwise requires:-

(a) Words importing the singular include the plural and vice versa;
(b) Words importing a gender include any gender;
(c) A reference to a party to a document includes that party's successors and permitted assigns;
(d) A warranty, representation, undertaking, indemnity, covenant or agreement on the part of two or more persons binds them jointly and severally;
(e) Reference to clauses, schedules, paragraphs, annexures or appendices are references to the clauses or schedules in or paragraphs, annexures or appendices to these Terms and Conditions;
(f) Any agreement, notice, consent, approval, disclosure or communication under or pursuant to these Terms and Conditions shall be in writing;
(g) Reference to a document shall include references to any sort of document whether paper or paperless and expressed, described or transcribed on any substance either with alphabets, figures, symbols and/or marks;
(h) No rule for the construction or interpretation of contracts shall apply to the disadvantage of either party for the reason that that party was responsible for the preparation of these Terms and Conditions or any part of it;
(i) Any reference to the provisions of any legislation made thereunder includes any statutory modification, amendment, revision, replacement or reenactment thereof;
(j) Any reference to a date or time is a reference to that date or time at Malaysia;
(k) Where the day on or by which anything is to be done is a Saturday or Sunday or a public holiday in the place in which that thing is to be done, then that thing shall be done on the next succeeding Business Day.